home protector plus liberty mutual reddit

If I called my insurance company for an auto accident and was told to go through the other carrier while having collision coverage, I would just switch insurance after my claim. If you are looking for a good claims experience, I wouldn't expect it from State Farm or Geico as they pull this stuff often. I work for an insurance company that is known for taking care of people and has a really great repair shop network, so we get buttloads of State Farm and Geico people calling us to go through us. State Farm doesn't waive deductibles very often I hear as well, which makes their customers more inclined to repair through the at fault insurance company. It is amazing to me that when I speak with these State Farm insureds they all say the same thing, State Farm told me to call you guys and file a claim since it is not my fault. Are you having to pay large fees? Are you having to wait 30 days before filing a claim? Do you need to pay a home inspection fee? These are all questions that can help answer if a home warranty plan is best suited for you.ĭon’t forget to compare any and all quotes provided from different home warranty companies.I am a claims adjuster in California that has to deal with other insurance companies a lot and I will say State Farm tells their insureds to repair through the at fault carrier all the time. Be sure to take the time to review any plans that peak your interest and make sure they match your best interest. However, the structure and fees will remain the same. As you may notice, these services are gravely different than a typical home warranty company. Liberty Mutual is a great example of why you must take the time to evaluate a home warranty. With great coverage for your home and possessions, this policy can help cover any major damages. In our opinion, Home Protector Plus, is significantly the best option for many homeowners. Rather than dedicated home warranty plans, the company’s services revolves around specific needs, home repair, home protection, property replacement, or, if you are looking for the best and optimal coverage, homeowners insurance. Liberty Mutual is quite unlike a typical home warranty company. With that being said, before reviewing some of their many options, we would like to suggest that, if you are curious about the many different options offered by this prestigious company, please visit their website at There is a wealth of information just waiting to be uncovered!

Wondering what the different services are that Liberty Mutual offers is a loaded question because they offer SO many different options. Have you not seen their last marketing commercial? To offer the best possible support, Liberty Mutual offers a special service for homeowners. Today, Liberty Mutual has built a reputation as one of the best and most trusted companies to protect and cover people’s personal belongings. LM has significantly cheaper auto, and Progressive has significantly cheaper Home, and this. For auto, LM is offering 50k vs 25k with Progressive. I've chosen the Sump/water backup add-on for both. Liberty Mutual is a prominent insurance and financial entity in the United States. LM offers twice the coverage for Personal Property-like 200K vs 100k, though really I can't imagine having anywhere near 100k in personal property.

Home protector plus liberty mutual reddit